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Four Proven Marketing Strategies for the Holidays

The holiday season is the perfect time for businesses to attract new clientele and connect with existing customers. With buyers scouring for Christmas presents, many stores experience a significant surge in sales. Service-oriented companies, such as gyms and beauty salons, report an influx of new customers around January, when people make New Year’s resolutions to get in shape or become better versions of themselves. All in all, the holidays are a great time to market your services to potential customers by utilizing the following four proven strategies:

Charitable Giving

Thanksgiving and Christmas are popular times for donations to local shelters, philanthropic organizations and community events. Companies can combine doing a good deed with a marketing advantage by making a donation to a charity or sponsoring a local soup kitchen event.

Allowing the community to associate your company’s name with giving creates a positive view of your brand, encouraging them to shop with you during the following year.

Holiday Cards

Everyone loves getting a holiday card from a friend or family member, but there is no rule that holiday cards can’t be sent from businesses. Realtors are already aware of this strategy, sending holiday cards to potential and past clients to increase loyalty and foster customer relationships.

Sending holiday cards to your existing roster of clients and surrounding residents creates an emotional connection between you and your customers, which has been proven to increase brand loyalty and increase sales.

Keep in mind that your customers may celebrate different religious holidays, so sending a generic holiday card rather than one specific for Christmas may be more advantageous to avoid offending anyone.

Utilize Holiday-Themed SEO

Search engine optimization (SEO) should always be a priority in your marketing campaign. The holidays are a great time to re-evaluate your target keywords and add holiday-themed alternatives to help potential clients find you.

Keywords such as “holiday gifts,” “unique Christmas presents,” “ugly sweaters” and “corporate holiday gifts” trend around the end of the year. Utilize these keywords in your pay-per-click (PPC) Google campaigns and in the content of your website and blogs to capitalize on seasonal searches.

Holiday Events

People love to attend holiday events where they feel jolly and get in the spirit of the holiday season. This is the perfect time for businesses to open their doors, encouraging new clients to learn more about them and regular clients to feel appreciated.

Consider hosting an annual holiday party for your top customers to wine and dine them and help them feel valued by your company. You can also host a holiday open house at a salon, store or restaurant attracting families with a visit and photos with Santa and his elves, free cookie decorating events and carolling.

Whatever event you plan for your business, focus on using that time to help visitors connect with your company, learn more about your products and services and create an emotional connection with your brand.

The holiday season can be a strenuous time for business owners as it calls for a lot of expenses. IOU Financial is committed to helping you during this and any other time with an affordable business loan. Get instant pre-approval and funding in as little as 24-48 hours!

3 Ways to Advertise Your Business for Free

Whether you have an online or brick-and-mortar business, you must advertise to create brand awareness for your company. Even if your store or business is located in a high traffic area, not advertising to potential new clients can significantly hinder your sales.

A portion of small business owners don’t believe they have the funds to advertise, but the fact is that with some effort, you can advertise completely free! We list our favorite three free ways to advertise your business for maximum results.

Google My Business

Google is the most used search engine around the world, and while many companies spend thousands or even millions of dollars on pay-per-click (PPC) advertising, it is possible to do so without spending a cent!

Google is constantly working on improving its Google Maps and local search results, which is good for business owners! By inputting your business name, address, phone number, website, description and hours or operations, you can increase your inbound advertising for free!

When individuals search for services or products they are looking for, such as “hair salon in Dallas,” “best French food near me” or “tutoring services Miami,” Google will direct them to your website.

Simply add or claim your existing business listing on Google, verify your account and optimize your Google+ page with reviews and visual and written content to attract new clients! The best part is that even online businesses can benefit from this free advertising feature by listing their company as a service in a particular area.

Write Press Releases

Forming relationships with the press can be extremely beneficial in getting the word out about your business on local blogs, newspapers, news channels and magazines.

Anytime you have news — which can include a new service or product, a new hire, a sale or promotion — write a press release to announce it. Press releases do have specific formats, so it’s helpful to learn how to write a press release to appear more professional in the eyes of the local press.

Utilize Social Media

No article about advertising strategies can omit social media, as that is likely the #1 way to connect with customers online. Using popular platforms — such as Facebook, Pinterest, LinkedIn and Instagram — can create significant exposure for your business.

In order not to spread yourself thin and create various profiles on social media without sufficient time to interact with your followers and submit relevant content, choose one to three platforms to focus on.

Start by figuring out where your target audience is, and devote your efforts there. The younger generation is likely on Instagram, mothers are on Pinterest and working professionals spend time on LinkedIn.

Add photos and videos, share news and communicate with your followers in order to create brand loyalty and increase sales! Go a step further by creating contests or offer internet-only specials!

The following three free advertising resources can go a long way in attracting new clients to your company; however, no one can dispute the power of paid advertising. Whether you want to invest in PPC advertising on Google, create paid content on social media or purchase a subscription to a press release distribution site, these efforts require capital. IOU Financial wants to be your partner in growing your business. We are ready to finance your strategies with a loan of up to $300,000 in under 48 hours!

 

5 Free or Inexpensive Online Classes Small Business Owners Can Take

The business world is ever changing, and it’s important to be at the forefront of innovation in order to run a successful business. It is in the best interest of small business owners to continue to brush up on their business skills to keep their competitive advantage. While business owners have enough expenses without committing to pricey programs and degrees, there are plenty of free online resources on various helpful topics. We have included five of our favorites for you here:

MIT OpenCourseWare (OCW)

The Massachusetts Institute of Technology shares some of their undergraduate and graduate course content online, providing a great resource to small business owners without the hefty price of MIT admission. You can learn accounting with their Introduction to Financial and Managerial Accounting and Management Accounting and Control classes; learn how to file a patent with by following the advice in the Inventions and Patents class; brush up on Entrepreneurial Sales and learn about Pricing from the comfort of your home or office!

The Open University

The Open University is a UK non-profit group that offers over 1,000 free courses and videos on different topics, such as business! There are 104 free courses in the area of money and business, such as:

HubSpot

HubSpot helps its customers grow their sales by providing marketing, sales and customer service tools. The site offers an 11-hour course that helps small business owners with inbound marketing (marketing with the goal of attracting new business) and sales.

Learn about the full inbound marketing methodology, content marketing, sales, design and contextual marketing with their free tools and courses!

U.S. Small Business Administration

The SBA provides a multitude of free resources for small business owners, including online courses, the option to web chat and other helpful videos. Courses cover topics such as mentorship programs, getting a competitive advantage, winning a federal contract, taking a product to market, etc. You can view the list of classes or search in a catalogue, finding more information about each course when you click on it.

Fundamentals of Operations Management

Another free course that highlights the importance of operations management. Learn about how to plan, find a facility, schedule and conduct inventory and quality management for effective operations.

The course has four modules:

  1. Operations management
  2. Operations management strategies
  3. Applying operations management
  4. Assessment

If you come across other courses or classes for small business owners that require a financial contribution, IOU Financial can help. We provide small business loans of up to $300,000 to help you grow your business. Contact us today!

Instagram – Is It Right For My Business?

It should be no surprise to any business owner that social media is the latest and greatest tool for connecting with existing and potential customers. Although there are a multitude of platforms, one of the most effective and popular ones is Instagram. Read on to determine whether this social media platform is right for your business.

What is Instagram?

Instagram allows users to share photos and videos along with captions and a link with their followers. This platform has a total of 800 million users around the world, 500 million of which use it every single day.

If you do not utilize Instagram to market your business, you’re in the minority, as 91% of all of the world’s biggest brands utilize this platform for business purposes. These include Nike, Adidas, Michael Kors and Gucci.

Is Instagram Right For Your Business?

While Instagram may be the fastest growing social media platform, it is not the right solution for every single business. Marketing on a platform requires a time and financial commitment, and business owners should pick the platform or platforms that are most suited to their business needs rather than spread themselves thin advertising on a multitude of platforms. Answer these questions to see if Instagram is right for your business needs.

Can You Share Captivating Images or Videos?

Although Instagram is a great marketing tool, it may not be the right solution for all businesses. Instagram users crave creative, original and quality images and videos to capture their attention. It is best suited for businesses that offer food and products that can be captured via images.

Businesses that offer services, such as accounting or cleaning, may not be able to come up with enough images or videos for this visual platform, and, therefore, should focus their marketing efforts on other platforms which are not as image-based.

Is Your Customer Target Base on Instagram?

Depending on your offerings and the demographics of your clientele, Instagram may not be the right solution for you. It is important to truly know your customer base; based on that information, you can determine if marketing on Instagram would be advantageous for you.

Sixty-eight percent of Instagram users are female, with 59% of them being between the ages of 18 and 29 years old and 33% are 30-49 years old. Less than a third of American women and less than a fourth of American men are active Instagram users; 80% of users are located outside the United States.

These demographics allow business owners to determine whether Instagram is the right place to target their customers. This visual platform is a definite must for companies that target younger females, such as hair salons, restaurants, makeup brands and clothing stores. However, businesses that target older males, such as accounting firms or body shops, should consider other platforms for more efficient marketing strategies.

Are Your Competitors on Instagram?

A third question to ask yourself is whether your competitors have an Instagram presence. Search this platform for your competitors by name, as well as hashtags that are relevant to your brand to see what is currently being shared on Instagram.

If you notice a lot of competition,  it may be worth while to build up your own Instagram presence so that your competitors do not grab the entire market share in your industry.

Instagram requires a careful strategy, consistent posting and well-shot, unique images and videos to distinguish your company from the clutter. If you need financial help to hire a professional photographer or videographer, pay for Instagram ads or hire a social media marketing expert, IOU Financial can help you with a small business loan of up to $300,000 in 24-48 hours. Contact us today!

How to Gear-up for a Successful Small Business Saturday

American Express started Small Business Saturday in 2010 to encourage American consumers to buy from mom-and-pop stores rather than the huge box-stores and the ubiquitous online sites. It falls on the Saturday following Thanksgiving (Nov. 25, 2017), and you should be preparing for it right now. Here are some great tips to maximize your sales on Small Business Saturday (SBS):

Beef up your inventory:

SBS is a great opportunity to attract new customers, and the last thing you want is to experience stockouts in the face of high demand. If your cash flow is tight, consider taking a loan to finance extra inventory purchases. You need to have the merchandise ready to go by Thanksgiving, because savvy shoppers often beat the SBS rush by a day or two. Thankfully, IOU Financial moves swiftly, and we can get money into your company bank account in as little as 48 hours. But don’t procrastinate – others will be stocking up too!

Check out competing promotions:

Don’t let your competitors out-hustle you on SBS. Be alert to print and broadcast ads, as well as word-of-mouth, store signs and mailers. Even though promotions will cut your net margins, the new customers you recruit are a long-term asset and well worth the short-term cost. Don’t forget to use social media to get the word out about the great deals you’ve cooked up for SBS.

Review your website:

You do have a website, don’t you? The big-box boys sure do, but yours can be more creative and locally relevant. List all your phone numbers and prominently display your store hours. Highlight SBS and how shoppers will benefit from the great deals you’ll be offering.

Feed the charitable impulse:

A great promotion is to contribute a percentage of all SBS sales to a popular local charity. The percentage is up to you, but even 1 percent can buy you a lot of good publicity. And that’s what you want – plenty of publicity in your local newspapers and broadcast media. Follow up with a photo showing the charity chairman receiving an oversized check from you. An enterprising local TV reporter might be interested in the human-interest angle, so shop the story around.

Bread and circuses:

Make SBS an event that will generate a rush of traffic. Offer free snacks, drinks, a raffle, maybe a clown to entertain shoppers’ children – you get the idea. Combine special events with special discounts and packages, and you may see traffic like never before.

Strategic partnerships:

Do you run a bakery next door to a coffee roaster? Maybe the two of you could get together and cross-market each other with joint SBS discounts. The possibilities are limited only by your imagination.

Involve your workers:

Get them excited by involving them as you brainstorm your SBS plans. Their enthusiasm will help make SBS a success, and you’ll also score points by showing your employees that you care about their ideas.

Say thank you:

Personalize your gratitude to SBS shoppers by mailing, or emailing, thank-you notes. Collect address information via door prizes, discount cards and loyalty clubs. Elicit feedback about how to make next year’s SBS even better. Enclose a discount coupon to encourage a repeat visit.

By growing your customer base, you set the foundation for growing your business. SBS might just be the springboard to a larger store, more employees, and higher sales. The opportunity is there – it’s up to you to grab it!

Tips for Restaurant Owners: How to Take Better Food Photos

What would you do to increase your restaurant’s profits by 30%? What if all you needed to do was snap a photo? That’s right, one study found that taking and sharing photos of food served at your restaurant can increase profit by as much as 30%! Unfortunately, most of us are not skilled photographers, and with the mass amount of competition online, it is imperative to improve your skills to grab your audience’s attention. Read on to find tips on taking better food photos!

Choose Natural Light

While professional photographers don’t go anywhere without fancy lighting, good old natural light is best for taking photos of food. This is because you want to show food as it truly looks without adding any yellow or orange hues from artificial lighting (no one is going to want to eat yellow rice or orange eggs!).

What’s the best way of getting natural light? Go outside! Avoid spots with direct sunlight as that will add shadows in your photo. Instead, try to take your photos on overcast days where just the right amount of sunlight peers through the clouds.

Need to take photos when it’s raining or snowing, and outside is simply not an option? Take photos near windows or a patio, allowing the sunlight to hit the plate from as many angles as possible.

Remove the Clutter

A professional photo only contains what the photographer intended the viewer to see. Look through the lens and remove any objects that are not required in your photo. You can leave objects that enhance the image, such as flowers, a fork and knife or a beautiful landscape; however, you want the viewers to concentrate on the food rather than be distracted by anything else. In fact, the best backgrounds for food photos are neutral, light or dark; avoid reflective backgrounds such as countertops.

Choose the Best Angle

Taking a photo of a plate or pasta, a smoothie or a sandwich all require different angles. The rule of thumb is to shoot from above when the food is on a bowl or plate as this provides the best view of all of the ingredients in the food and minimizes the background (unless you choose to zoom out and include more details in the photo). Drinks and foods with layers, such as sandwiches, lasagna and cakes, best shot from the side.

Focus on the Arrangement

When your restaurant patrons come into your business, they are hungry and don’t pay too much attention to how their food is arranged as long as it tastes good. However, when you want to attract new customers based on photos alone, arrangement is key.

Learn the art of food plating to carefully and aesthetically place the food so that it looks attractive. Consider what ingredients you can add to enhance the look of the food, such as bright spices, green spice leaves or bold sauce colors.

While you can take photos with your iPhone or a cheap camera, the best photos are made with professional cameras. If you need help in financing this expense, or want to truly invest in photo marketing and hire a professional photographer, IOU Financial is ready to sponsor this goal! We help small business owners acquire loans in 24-48 hours. Contact us today to learn more.

Small Business Tips: Increasing Your Financial Literacy

Having a great idea and running with it is not enough to operate a successful business. A business owner must wear many hats when operating their company, but managing and understanding their finances doesn’t always come easily.

Relying on a business manager or an accountant is a beneficial way to verify that you are conducting your finances by the book, but many small business owners do not have the budgets to afford these specialists. In fact, “40 percent of small business owners say they are financially illiterate – yet 81 percent handle their business’ finances themselves,” according to an Intuit study as reported by one source.

Whether you will hire out or want to tackle your business finances yourself, it is necessary to have a basic understanding of your financial situation if you truly want to be in charge of your business. With a little effort, it is not difficult to increase your financial literacy with these tips:

Know What is Required to Run a Business

Bloomberg reported that 80 percent of businesses fail in the first 18 months, states a source. Much of that failure is due to the fact that business owners are not skilled in properly handling their finances. There is a lot of financial planning and management required to operate a company, such as “budget, accounting and taxes, calculating price points, and projecting revenues and success rates well into the future to ensure continued success.”

Some owners get into trouble because they don’t plan ahead, and don’t save for unexpected expenses, such as hiring additional staff,  surprise incidents that may arise, or the simple costs of doing business they may not have been aware of. Others don’t know payroll and tax rules, and receive heavy fines for paying late or not at all.

As a small business owner, it is imperative to understand all of the financial requirements to run a business!

If Borrowing Money, Do Your Research

It can be tempting to borrow money from a bank or an investor to start or grow your business, and this can help you get off the ground. Before you jump into the world of lenders,  take time to evaluate your own expenses and savings and calculate what you can afford, or if it would be possible to provide your own seed capital, a process called “bootstrapping.”

Although using your own funds can involve some risk, paying high interest rates can be harmful in the long run if your cashflow can’t afford it. If you do choose to borrow, make sure to compare the terms and interest rates that lenders and investors are offering, as well as research their credibility and history.

Learn Proper Financial Planning

Financial planning is essential to secure your company’s long-lasting success. Startups require substantial seed capital to cover expenses for the first few years. Few startups are profitable right away, as all the money is typically reinvested in business growth for hiring staff, marketing and inventory.

You must have a comprehensive understanding of your monthly expenses and profit. Small business owners who hire accountants typically cannot understand complicated accounting reports, so it would be advantageous to track expenses, profits and bank account balances themselves to stay on track, according to personal finance expert, Andrea Travillian. Truly understanding your monthly expenses will help you save for them rather than spend your profits as they come in, leaving you in a lurch when the time to pay bills comes around.

Save a portion of your monthly profits to pay for taxes; business owners who do not get in the habit of doing so can be pushed to declare bankruptcy when a significant amount is due from the IRS that they did not budget for.

If you need financial assistance to take a course to improve your financial literacy, hire a corporate accountant or pay business taxes, IOU Financial is ready to help! We provide small business loans of up to $300,000 in 24-48 hours!

How to Start an Online Site for Your Retail Store

Whether you already own a brick and mortar store, or just want to focus your retail efforts online, creating a website is an important step to growing your business. With over half of Americans preferring to shop online, not creating a user-friendly e-commerce site is not a smart decision. Read on for steps on starting an online site for your retail store.

Choose a Website Name

The first step to creating a retail store is choosing a website name. Ideally, you want the name to be the same as your actual business name. If you are just starting a business, consider including relevant keywords into your domain name to make your site come up in Google search rankings. 

Check GoDaddy to verify if your first choice for domain names is available; the site can also recommend domain names for you based on keywords you input into the search field. If available, choose a .com address as that’s the most common and easiest to remember. Although this is not officially stated anywhere, Google doesn’t prefer .biz or .info extensions because a majority of those websites are considered to be spam. Purchase a domain name through your web hosting provider or a different domain name service.

Pick a Hosting Solution

In order for your website to be found online, you need to choose a web hosting platform that will store your site on its server. There is a multitude of web hosts to choose from, both free and paid. Paid web hosts typically provide more options and services that can benefit your site in the longer, such as:

  • Storage: While free web hosting solutions offer up to 10GB of free storage, a paid service can give you unlimited storage space. Images and videos can take up a lot of space, causing you to run out of storage quickly.
  • Domain Name: If you want a custom domain name, you will need to pay for your web host because free options mostly include their own site in your domain name, such as www.wix.com/yournamehere
  • Ads: Free web hosts often make their money by advertising on your site; if you would rather control what ads (if any) you run, you will need to pay a premium fee.
  • Support: It’s very difficult to get support for free web hosting solutions, while paid ones will usually provide a phone number or chat options to a specialist who can help you 24/7.

Consider Wix, WordPress, HostGator or FatCow for inexpensive options for your ecommerce website.

Hire a Web Designer

While many web hosts allow novices to build websites from scratch using pre-designed formats and add-ons, it is always best to hire a professional web designer who will create an easy-to-use, functioning and unique website that will look and feel professional.

Concentrate on Search Engine Optimization (SEO)

According to Entrepreneur, SEO is the third vital step to online business success after offering good products and creating a great site. Optimizing your website with keywords that online users can search for to lead them to your site is imperative to gain traffic. 

Utilize Google’s Keyword planner to enter terms relevant to your brand. This free tool will suggest other terms, as well as provide information about competition and search results for each keyword. Once you have this information, you can include the keywords in your website content, blogs, press releases and image tags.

Starting a retail website usually requires an initial investment for website design, SEO and advertising. If you need financial help to grow your business, turn to IOU Financial. We can provide a small business loan of up to $300,000 in 24-48 hours.

 

Three Resources Your Salon Can be Using to Make Life Easier

Hair and nails salon owners know that time is of the essence when it comes to managing their business, which is why it is essential to stay on top of the latest resources that could be making your life easier. A large portion of the time spent managing a salon requires booking appointments, managing staff schedules and marketing to attract new clients. In this article, we will explore the latest resources to help you with these endeavours.

Booker

One of the most difficult and time-consuming tasks for a salon owner is managing employee schedules. Booker takes the pressure off this responsibility by eliminating the need to check in with your stylists and have miscommunications about schedules by automating the staff scheduling process.

You can input a weekly schedule for your staff which will remain constant throughout the year, or give them access to the system so they can update their schedule without your involvement. Your stylists can access their schedule from anywhere at anytime, knowing when they have appointments and whey they have time off.  

Schedulicity

If you are like the typical salon owner, your customers call you to schedule an appointment, you check the appointment book and/ or ask the individual stylists if they are available and write the appointment in. This system is antiquated and not foolproof; how many times have you written down the wrong contact information or name while you were in a hurry? How many clients forgot about their appointments altogether because you simply didn’t have the time to make reminder calls?

Imagine eliminating this entire process and saving yourself time to concentrate on something else. With Schedulicity, you can take yourself completely out of the equation of scheduling client appointments! Simply plan ahead by creating an online calendar based on your stylists’ availability and allow your customers to schedule their own appointments online!

Clients can utilize this calendar from a computer, smartphone or tablet, and can add their personal information as well as notes for the stylist. Plus, Schedulicity has the ability to send text reminders to your clients prior to their appointments, reducing cancellations.

DemandForce

DemandForce is a solution to attract new clients and keep your loyal customers coming back. It integrates with your current business management system to automate communication with your customers via voice, text, email or on social media.

DemandForce offers several features, such as providing the latest information about your business to local listings, such as Google, Bing, Citysearch, Yellowpages.com, etc. To help your customers find you, you won’t need to update your contact information or hours on each website anymore; all you will need to do is update it on the DemandForce site, sit back and let them do the work.

This tool will send automatic surveys to your customers after their appointments, letting them know you care about their feedback and providing you with a chance to correct a situation before you lose a client or get a bad review online. You have the ability to feature positive reviews on your site or on social media.

While some of these services are free, others have premium features which can streamline your operations and help your business. IOU Financial is committed to helping salon owners grow their business. We can offer a small business loan up to $300,000 in 24-48 hours. Contact us today!

Four Ways to Ensure You’re Writing Content That’s Engaging Your Audience

If you are spending your time writing content for your customers, you are taking a step ahead of your competition because you understand that online reputation management is important, and that engaging content not only drives traffic to your site and increases sales, it also promotes brand loyalty.

“We see companies who have improved engagement increase cross-sell by 22%, drive up-sell revenue from 13% to 51%, and also increase order sizes from 5% to 85%,” says R “Ray” Wang, Principal Analyst and CEO at Constellation Research, an advisory and research firm. However, how do you truly know if you are engaging your audience, and what do you do if you find that you are not? Read on to find out.

Monitor Traffic

The only way to truly know if your audience is engaging with your content is to monitor traffic that it generates to your site. There are a multitude of free and paid website analytics tools, such as Jetpack, Google Analytics, SimpleReach and Parse.ly, that will give you detailed data about how many people are reading each post, how they are finding that post and how long they stay on each page (the bounce rate).


Once you have this information, you can make an educated decision about which content is most interesting to your readers, and which content provides the best return on investment (ROI) by generating the most sales.

Ask Your Audience

If you want to know what articles are interesting to your audience, simply ask them! It’s easier than ever to connect to your clientbase and start a conversation. You can create a survey on your site, emailing it to your subscriber list and asking people what they want to hear from you. You can also ask these questions on your social media pages or in person. Analyze what your audience wants to hear, and deliver that information to them to create engagement.

Create a Captivating Headline

Online users are so used to being overwhelmed with a flurry of information that they have learned to quickly scan content and pick what they will read in under a second. What grabs the audience’s attention? A captivating and catchy headline!

One study of over 100 million headlines found that the following three phrases led to the most likes, shares and comments on social media:

  • “Will make you”
  • “This is why”
  • “Can we guess”

The study found that emotional headlines that provoked curiosity proved to be the most engaging for audiences.

Create a Call-to-Action

You can write the most useful and interesting blog that will be read by thousands of people, but then what? When you set out to engage your audience, you must always keep in mind what it is you want them to do. Do you want want them to sign up for your newsletter, share the post with others or purchase a product? Tell them to do so!

Including a call-to-action (CTA) in your content will play a big role in turning informational readers into loyal customers! Try including the following proven CTAs in your content:

  • Click here to learn more
  • Enter this contest here
  • Sign up for our newsletter here
  • Click here to purchase this product

You may choose to promote your content via advertising and sponsored posts to drive traffic and increase engagement. Or, you may decide to hire a professional content writer to create unique and relevant content for your audience. If you need help affording these services, turn to IOU Financial. We work with small business owners daily to help them grow their businesses with loans of up to $300,000 in 24 hours!