Affordable Small Business Loans
AFFORDABLE SMALL BUSINESS LOANS
Up to $150,000 to grow your business.

Get Pre-Approved!

Instant pre-approval and funding in 24 hours!

IOU Financial, Loans Small Business, Kennesaw, GA

Kevin O'Leary, Star of ABC's Shark Tank, endorses IOU Financial. See his article in

SMALL BUSINESS LOANS

3-Minute Application, Pre-Approved in Seconds!

IOU Financial has fast, flexible small business loans are always there when you need them. Banks take weeks to decide if you qualify for financing. IOU Financial can deliver small business funding in as little as 24-48 hours.

A TRUSTED LENDER

Endorsed by Kevin O’Leary of ABC’s Shark Tank for our Honest, Direct approach and great value. We are A+ rated by the Better Business Bureau and featured in USA Today, INC. Magazine and The Wall Street Journal.

BUILT BY SMALL BUSINESS FOR SMALL BUSINESS

We started this business in 2008 as a result of the credit crunch banks were putting on small business. Now, our proven product and focus on customer service fuels the growth of small business.

WE PRE-APPROVE 85% OF ALL APPLICATIONS

We provide small business loans that are truly built for the operations of a small retail/merchant driven business.

FUNDING AT THE SPEED OF OPPORTUNITY

Using our RiskLogic Score, we analyze your business and give you a pre-approval in seconds. Applications get funded in as quickly as 24 hours.

FEATURES & BENEFITS

Easy to Apply

With our automated small business loan process, businesses can know if their credit qualifies for an IOU Financial small business loan within minutes.

Affordable Rates

IOU Financial offers small business loan rates without the bureaucracy encountered with a bank and at a fraction of the cost of a merchant cash advance.

Fixed Daily Loan Payments

Fixed automated daily payments means businesses don’t have to worry about managing cash flows to make next month’s payment.

No Upfront Costs

There are no upfront costs to apply or qualify for IOU Financial small business loans.

Loan Renewals

IOU Financial clients are eligible to apply for loan renewal once 40% of the loan principle has repaid. Benefits of a Renewal can be a higher loan amount or lower rate with good repayment history.

Save on Early Repayment

We are a simple interest lender – so you only pay interest on the unpaid principal balance every day.

SMALL BUSINESSES LOVE IOU FINANCIAL

“We received our funding from IOU within days and it enables us to put newer product on our shelves more frequently. This gives us more reasons to engage with our target market on social media, attract new customers, and build relationships with loyal customers.”

READ THE FULL CASE STUDY

“Take the time to talk to IOU.  They actually listen and understand the needs and performance metrics of small businesses.  These guys are the real deal and deserve your business.”

Walter
WalterAnnapolis Ice Cream CompanyRead More

“I have received two rounds of financing from IOU Financial, They make it very easy and extremely clear the terms and amount you pay in the end, there are no hidden fees, I will continue to use IOU Financial as are business grows, would never think of calling a bank, I will always call IOU first!”

Mark Bruno
Mark BrunoFender MenderSee More Testimonials

“IOU follows through. It was a quick turnaround. In a matter of days, we were approved and we didn’t have to sign our lives away. We were told where to apply, what exactly we would need, and the money was available when they said it would be… simple, easy, and quick!”

Bernie
BernieAccounting Department ManagerRead More
“IOU Financial let us get working capital with an easy application, repayment option, and a quick response. We have used this company a couple times over the past 3 years.”
Chales Hickey, DVM
Chales Hickey, DVMShort Pump Animal HospitalSee More Testimonials

IN THE NEWS

 
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IOU Financial, Loans  Small Business, Kennesaw, GA

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