Affordable Small Business Loans
AFFORDABLE SMALL BUSINESS LOANS
Up to $150,000 to grow your business.

Get Pre-Approved!

Instant pre-approval and funding in 24 hours!

IOU Financial, Loans Small Business, Kennesaw, GA

Kevin O'Leary, Star of ABC's Shark Tank, endorses IOU Financial. See his article in

SMALL BUSINESS LOANS

3-Minute Application, Pre-Approved in Seconds!

IOU Financial has fast, flexible small business loans are always there when you need them. Banks take weeks to decide if you qualify for financing. IOU Financial can deliver small business funding in as little as 24-48 hours.

A TRUSTED LENDER

Endorsed by Kevin O’Leary of ABC’s Shark Tank for our Honest, Direct approach and great value. We are A+ rated by the Better Business Bureau and featured in USA Today, INC. Magazine and The Wall Street Journal.

BUILT BY SMALL BUSINESS FOR SMALL BUSINESS

We started this business in 2008 as a result of the credit crunch banks were putting on small business. Now, our proven product and focus on customer service fuels the growth of small business.

WE PRE-APPROVE 85% OF ALL APPLICATIONS

We provide small business loans that are truly built for the operations of a small retail/merchant driven business.

FUNDING AT THE SPEED OF OPPORTUNITY

Using our RiskLogic Score, we analyze your business and give you a pre-approval in seconds. Applications get funded in as quickly as 24 hours.

FEATURES & BENEFITS

Easy to Apply

With our automated small business loan process, businesses can know if their credit qualifies for an IOU Financial small business loan within minutes.

Affordable Rates

IOU Financial offers small business loan rates without the bureaucracy encountered with a bank and at a fraction of the cost of a merchant cash advance.

Fixed Daily Loan Payments

Fixed automated daily payments means businesses don’t have to worry about managing cash flows to make next month’s payment.

No Upfront Costs

There are no upfront costs to apply or qualify for IOU Financial small business loans.

Loan Renewals

IOU Financial clients are eligible to apply for loan renewal once 40% of the loan principle has repaid. Benefits of a Renewal can be a higher loan amount or lower rate with good repayment history.

Save on Early Repayment

We are a simple interest lender – so you only pay interest on the unpaid principal balance every day.

SMALL BUSINESSES LOVE IOU FINANCIAL

Justin Atkinson

“I really liked the service of IOU. The people weren’t pushy and just allowed me the time and the space to look at everything.”

READ THE FULL CASE STUDY

Justin AtkinsonOwnerTrinity Event Staffing
Jason Black

“We went to a bank and tried the conventional route, but after about 6 months they told us we didn’t qualify. Luckily I was able to reach out to IOU Financial, and I qualified pretty quickly. ”

WATCH THE VIDEO INTERVIEW

READ THE FULL CASE STUDY

Jason BlackOwner
Voodoo Vapor

“We received our funding from IOU within days and it enables us to put newer product on our shelves more frequently. This gives us more reasons to engage with our target market on social media, attract new customers, and build relationships with loyal customers.”

READ THE FULL CASE STUDY

Voodoo Vapor
Walter

“Take the time to talk to IOU.  They actually listen and understand the needs and performance metrics of small businesses.  These guys are the real deal and deserve your business.”

WalterAnnapolis Ice Cream CompanyRead More

IN THE NEWS

 
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IOU Financial, Loans  Small Business, Kennesaw, GA