Small Business Tips Archives

Small Business Lending in 2026: What Owners Need to Know Now

Economy, Small Business Tips / By Elizabeth Lowman

As 2025 closed out, small businesses faced a lending environment that was stable but still challenging. Interest rates remained elevated, and many banks tightened their standards for business loans. According to the Federal Reserve’s latest Senior Loan Officer Opinion Survey (SLOOS), a growing share of banks reported stricter lending standards on commercial and industrial loans, […]

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Facing the Headwinds: Top Concerns for Small Business Owners and How to Stay Ahead

Economy, Small Business Tips / By Elizabeth Lowman

Running a small business has always meant adapting to change, but 2025 has brought a unique set of challenges. From stubborn inflation to tighter credit, small business owners are working harder than ever to stay profitable, retain employees, and keep growth on track. Here’s a look at what’s keeping business owners up at night—and how

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How Small Businesses Can Protect Their Employees in 2020

Small Business Tips / By ncurrin

Unfortunately, there is no handbook to guide small businesses through the effects of COVID-19. All you know for sure is that you need to protect your business and employees at all costs. Employees play an essential role in small businesses, so an important step is to make them feel safe, healthy, and secure, which can

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10 Social Media Engagement Tactics That Can Help You Grow Your Audience

Guest Post, Marketing Tips, Small Business Tips, Social Media / By ncurrin

Promoting your brand or business through social media is vital. But getting your content out through these channels is not what will get you sales. The key to a successful social media campaign lies in engagement. With an engaged following, it is easy to spread the word about your campaigns, new products and services, and

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5 Technology Trends That Have Improved Employee Culture

Guest Post, Management, Small Business Tips / By ncurrin

Technology is currently what keeps the world going at the pace we have become accustomed to. As technology improves and new things are designed to make life easier, more jobs are both opened up and replaced. This has a huge effect on small businesses and employees. These new, growing pieces of technology have created whole

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Is it Better to Buy or Lease IT Equipment?

Guest Post, Small Business Tips / By ncurrin

At some point in your entrepreneurial journey, you’ll reach a stage where you find yourself no longer able to keep up with the workload. So you decide to hire some in house staff. This means securing office space and the various IT equipment needed to get things running. A problem that many face is that

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5 Common Money Mistakes and How to Fix Them

Small Business Tips / By ncurrin

The coronavirus pandemic has burdened many small businesses. One of the ways a business survives the pandemic and looks beyond it is to manage its money prudently. That means being aware of money mistakes and avoiding them, or at least fixing them fast. Here are some of the most common money mistakes and ways to

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CRO and SEO: How to Combine Strategies for Your E-commerce Business

Guest Post, Marketing Tips, Small Business Tips / By ncurrin

SEO (Search Engine Optimization) and CRO (Conversion Rate Optimization) do not compete but go together. SEO, CRO, and SEM are the tailwinds of running an online eCommerce business SEO is a tactic employed to gain more traffic to your website. It includes features like keyword research, creating engaging and relevant content, which relates to what

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Mid-Year Financial Checkup: 11 Tips

Finance, Lending Advice, Small Business Tips / By ncurrin

Usually, we at IOU Financial share financial checkup tips with our readers every half-year. In normal times, we would discuss the prudent steps you should consider to increase revenues and cut costs. Then, along came Covid-19. So, this installment is dedicated to ways for small businesses to survive the pandemic in the second half of

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Resources for Business Owners with Disabilities

Guest Post, Small Business Tips / By ncurrin

In 2019, according to the U.S. Bureau of Labor Statistics, 19.3% of Americans with disabilities were employed, compared to 66.3% of those who did not have a disability. Those with disabilities were also much more likely to own their own business compared to those without disabilities. Why would someone with a disability want to own

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