Leadership Team

IOU Financial has been lending to small businesses since 2009 and funded over US$700 million in loans.

Get to know our leadership team and the people who make IOU Financial such a successful company. Read more about each leader below by clicking on their profile.


Our Team

Learn more about each member of our Leadership Team


Robert Gloer

Chief Executive Officer and President


David Kennedy

Chief Financial Officer


Phil Marleau

Advisor to the President


Madeline Wade

Vice President of Operations


Jeff Turner

Vice President of Credit & Compliance


Stewart Yeung

Vice President of Finance


Joshua Zickefoose

Vice President of Sales & Strategy


Rich Zapata

Engineering & Technology Manager


Elyse Bridges

Operations Manager

Board of Directors

Phil Marleau is President and CEO of the Corporation. Previously, he was employed as a portfolio manager with Palos Capital Corporation and as a financial analyst in the equity research divisions of Merrill Lynch, Credit Suisse First Boston, and Scotia Capital. Mr. Marleau serves on the board of Palos Capital Corporation. Mr. Marleau holds a Bachelor of Engineering (B.Eng.) with a Minor in Economics from McGill University and is a Chartered Financial Analyst (CFA).

Evan Price is the President, CEO and a director of CO2 Solutions, a leading provider of carbon capture technology (TSX-V; symbol: CST-V). Before becoming President and CEO of CO2 Solutions, he was the Chairman of the Board. Previously, Mr. Price led several high technology companies. He is a board member of Solifor. He holds an MBA from INSEAD in Fontainebleau (France), a bachelor’s degree in forestry engineering from Université Laval and a certificate in corporate governance from the Collège des administrateurs of Université Laval.

Yves Roy has been a board member of several companies and foundations since 2006. Mr. Roy is currently a director of Fondation du Musée des Beaux-Arts de Montréal and Fondation de l’institut de cardiologie de Montréal. Mr. Roy was until recently a director and chairman of the board of Verlyx Pharma (recently sold).Mr. Roy was President and CEO, and then partner of SECOR between 2007 and 2012. Prior to this, he was CEO of Les Métaux Tremblay (Groupe LMT), and he held several executive positions at Mercer LLC for almost 25 years. Mr. Roy holds a Bachelor’s degree in actuarial science from Université Laval, a Master’s degree in risk and insurance from the University of Pennsylvania and a Ph.D. in managerial science and applied economics from Wharton School of the University of Pennsylvania.

Wayne Pommen is President and CEO of PayBright. Mr. Pommen is currently a director and the Chairman of the Audit Committee of Hudson’s Bay Company. Previously, Mr. Pommen was a Principal at TorQuest Partners, one of Canada’s leading private equity firms, and a management consultant with Bain & Company in the United Kingdom, the United States, and Canada. Mr. Pommen also served as a strategy director at BPP Holdings plc.

Mr. Pommen holds a Ph.D. from the University of Cambridge and an A.B. from Harvard University.

Mr. Pommen has also completed the Directors Education Program of the Institute of Corporate Directors and has received his ICD.D designation.

Lucas Timberlake has been a Partner with Fintech Ventures Fund, LLLP, a financial technology-focused investment firm, since 2015. In his current role, Mr. Timberlake has held multiple board director positions with financial and insurance technology companies and currently serves on the board of directors for Artis Technologies, Battleface Travel Insurance, and GROUNDFLOOR Finance. Previously, Mr. Timberlake was a member of the investment team with Antarctica Capital, an international private equity firm focusing on real assets and insurance opportunities. Mr. Timberlake began his career in investment banking with Bank of America Merrill Lynch and holds a Bachelor of Arts in Economics and Political Science from Columbia College of Columbia University.

Mr. Wolfson brings significant industry-specific corporate governance experience to IOU Financial, as he was the longest serving board director for On Deck Capital, Inc., a recently acquired competitor to IOU Financial. He is currently an active investor in, and board member for, numerous fintech companies.

In addition to his corporate governance experience, Mr. Wolfson brings over twenty-five years of corporate leadership and investment management experience to IOU Financial as a former President and Chief Investment Officer at both SF Capital Group, a multi-generational single-family office, and Wilmington Trust Investment Management, a US$40 billion investment manager. Mr. Wolfson was also previously a Partner at KPMG LLP and National Partner in Charge of KPMG's investment consulting practice. Prior thereto, he spent over a decade at Kidder, Peabody & Co.

Mailing Address

IOU Financial Inc.
600 TownPark Lane
Suite 100
Kennesaw, GA 30144