Owners of small businesses – take notice! 2016 is shaping up to be the best year in the last eight to take out a business loan. Why? Our economy is in better shape now than at any point since the Great Recession, meaning now is the time to expand your business. Interest rates remain low, […]
Why This Might be The Best Time to Take Out a Business Loan Read More
For many an individual and business, access to credit depends on FICO scores and the contents of credit history reports maintained at the three major credit bureaus – Equifax, TransUnion and Experian. A “pull” is a credit inquiry from a legitimate entity, made in order to check your credit. A hard pull is one that
Hard Pull vs Soft Pull Credit Checks Read More
When you sit down for an interview with a prospective employee, you hopefully have your set of questions prepared. You have questions that will cover work history, education, 5-year plan and more. Your questions are focused on where your candidate has been and goals as well. While these type of questions are important, it’s important
Build a Great Team Through Effective Interviewing Read More
The mere mention of credit cards can send shivers down the spine of a business owner that already has one too many payments to make. Credit cards are often the source for start-up financing, but sooner or later, business owners realize that using their personal credit card is far from the ideal choice. If you
3 Reasons to Use a Corporate Credit Card Instead a Personal One Read More
Valentine’s Day is around the corner, and Valentine’s Day often makes us think of the ones we love! It makes us think of the romance of the day. But what about your employees? Why not show them the love (in this case appreciation) too on Valentine’s Day?! Here are 3 ways you can enjoy the
February 14th: Top 3 Ways to Show your Employees the Love Read More
All businesses need money to stay in business. Sometimes a loan makes the most sense to get access to the necessary funds. Unfortunately, many owners of small businesses think first of banks as the source for loans. Although there’s a bank around every corner, there are also many problems lurking around those corners as well.
Why Online Lending Could Benefit You More Than a Bank Loan Read More
After 13 years in business, Arizona-based Tectonix Steel has grown to the 5th largest company in the country in its industry, employing 48 staff members. Due to being a business in post-recession construction, Jason founder and owner-operator of Tectonix Steel, sought additional working capital from IOU Financial. “Because we’re in the construction business, our cash
Small Business Growth: Creating Steady Cash Flow Read More
CBA Elevator Consultants has quite the impressive resume. After 15 years in business, CBA serves clients like the City of New York, Columbia University, and St. Barnabas Hospital, in addition to several architecture and engineering firms. Based in Hackensack, NJ, CBA acts as a consultant for building owners and property managers for all elevator-related needs.
Small Business Growth: Elevator Consultants Read More
Let’s be clear, we’ll be talking about information security – we expect you owners of brick-and-mortar companies to have taken the obvious security steps already (video cameras, security guards, trained attack dogs, etc.). In terms of information security, the biggest concerns center around theft of credit/debit cards, identity theft, and other forms of fraud. The
NEVER Assume Your Customers are Secure Read More
What began as a part-time entrepreneurial venture 21 years ago, has grown into a full-time asphalt paving business that thrives. “Our customer base has grown steadily and we have a lot of return customers who use us to maintain the upkeep of parking lots and driveways,” said the Pennsylvania-based business owner. With winter approaching, the business sought
Small Business Growth: Seasonal Expansion Read More