Term Loans

What is a Term Loan?

IOU Financial provides small businesses with term loans custom-tailored to meet their specific needs for loan amounts from $15,000 up to $1.5M. Terms range from six to 36 months and can be repaid on a daily, weekly, or biweekly basis!

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Do you qualify for a Term Loan?

Our minimum eligibility requirements for a term loan:

Total business ownership must equal 80%

The business must be established for a minimum of one year

Make 8 or more deposits per month in a business bank account

Have an annual revenue of $120,000+

About IOU Financial

IOU is a progressive partner to brokers and small businesses

IOU Financial has been lending to small businesses since 2009 and funded over US$1.5 billion in loans. Its headquarters are in Atlanta, Georgia. 

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Mailing Address

IOU Financial Inc.
600 TownPark Lane
Suite 100
Kennesaw, GA 30144

1.866.217.8564