Rich Zapata

Vice President of Engineering

As Vice President of Engineering, Rich’s responsibilities cover all things technology at IOU Financial, ranging from PCs to network to the industry-leading lending platform. He leads a very talented and motivated group of Software Engineers who develop, maintain and innovate IOU’s lending platform to match its technology with the needs of its business. Additionally, Rich is responsible for maintaining the highest level of security and integrity for IOU’s customer data.

Rich Zapata joined IOU Financial in July 2018, bringing with him over 22 years of experience in Technology across a variety of industries.

Rich holds a BBA degree from the University of Wisconsin-Madison, majoring in Information Systems. He also served in the United States Navy.

When not at work, Rich enjoys spending time with his friends and family, gaming with his stepson, exploring new places around Atlanta and learning about new technology.

Rich’s two main mantras are “get it done” and “work smarter, not harder.” Both have driven him to make the best with the resources at hand, work efficiently around obstacles, and get the job done.

Mailing Address

IOU Financial Inc.
600 TownPark Lane
Suite 100
Kennesaw, GA 30144