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Phil Marleau

Advisor to the President

Phil Marleau has extensive financial services background spanning over 20 years. Phil is currently a director & co-founder of IOU. Prior to starting IOU Financial, he was a portfolio manager with Palos Capital as well as an equity research analyst with Merrill Lynch, Credit Suisse First Boston, and Scotia Capital.  He holds a Bachelor of Engineering (B.Eng) with a Minor in Economics from McGill University and is a Chartered Financial Analyst (CFA).

As founder of IOU Financial, Phil is an industry pioneer for developing one of the first technology-enabled SME lending platforms in North America. Since IOU’s beginnings, he has remained committed to fulfilling the organization’s mission of fueling the growth of small businesses through the power of technology.  Phil’s priorities continue to be focused on leveraging IOU’s unique end-to-end lending platform to accurately assess an applicant’s financial realities. He has led the company in deploying over US$700m in capital to thousands of small businesses throughout the US and Canada.

Phil believes “you get what you measure.” He is focused on executing strategy, and staying disciplined to that path demands measurements to be well defined to stay the course. Constant review of successes is the best way to drive and refine performance metrics.

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Mailing Address

IOU Financial Inc.
600 TownPark Lane
Suite 100
Kennesaw, GA 30144

1.866.217.8564