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Explore helpful articles and practical guidance for small business owners, and use the filters to quickly find the topics that matter most to you.

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IOU Unveils New Brand Identity and Technology Enhancements, Ushering in a New Era of Small Business Lending

Modernized brand, new technology features, and expanded partner benefits launching in 2026.

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Showing 1-18 of 527 results

3 min read

IOU Unveils New Brand Identity and Technology Enhancements, Ushering in a New Era of Small Business Lending

Modernized brand, new technology features, and expanded partner benefits launching in 2026.
Small Business Management

2 min read

Staying Resilient in a Shifting Business Climate

For small business owners, 2025 has brought both new opportunities and fresh challenges. The landscape is shifting quickly: costs are climbing, consumer habits are evolving, and confidence across the small business sector has taken a hit. Yet at the same time, innovation, technology, and community-driven strategies are opening doors for businesses willing to adapt. The […]
Business Financing

6 min read

Tips to Get Approved for Convenience Store Financing

In today’s competitive retail market, convenience store financing plays a critical role in helping store owners start, sustain, and grow their businesses. The funding process can be challenging, particularly for new owners or those with limited experience. However, with preparation, knowledge of the lending landscape, and a clear plan, it is possible to improve your […]
Business Financing

6 min read

How to Get a Loan to Buy a Convenience Store with Bad Credit

Buying a convenience store can be a significant investment, and for buyers with bad credit, securing financing can be one of the biggest challenges. Understanding how to get a loan to buy a convenience store when your credit score is low requires knowing your financing options, the documentation lenders look for, and strategies that can […]
Small Business Management

2 min read

How Small Business Financing Can Help You Overcome Today’s Economic Challenges

The Pressure is Real—But So Are the Solutions From stubborn inflation and high interest rates to supply chain disruptions and labor costs, small business owners are facing one of the most turbulent economic periods in recent memory. According to a July 2025 report from the U.S. Chamber of Commerce, nearly 75% of small businesses say […]
Business Financing

6 min read

How to Use Small Business Loans to Expand Your Factory or Production Line

A strong production line is at the core of any manufacturing business. It supports output, quality, and long-term growth. For small and medium-sized manufacturers, expanding a production line is a major step forward. However, the costs involved often require financial support, and that’s where small business loans come in. With careful planning and the right […]
Business Financing

5 min read

Mid-Year Review: Is It Time to Refinance or Expand with a Small Business Loan?

A mid-year review can be a powerful tool for small business owners looking to evaluate their performance and make key decisions for the second half of the year. While many entrepreneurs focus on year-end planning, conducting a strategic mid-year review allows you to act early, fix what’s not working, and take advantage of new opportunities. […]
Business Financing

5 min read

How to Choose the Right Small Business Loan for Your Manufacturing Needs

For manufacturers, financial decisions are never one-size-fits-all. The capital required to meet complex manufacturing needs, from upgrading production lines to sourcing raw materials, can vary dramatically. Choosing the right small business loan is not just about securing funding. It is about aligning that funding with your operational rhythm, growth stage, and long-term vision. In this […]
Small Business Management

3 min read

Get Ahead of Seasonal Shifts with Small Business Financing

Seasonal shifts for small businesses can make or break the year. Whether it’s the holiday shopping rush, a summer tourism boom, or a slow winter slump, each season brings its own challenges and opportunities. The key to navigating these transitions successfully? Preparation—and often, access to the right small business financing. Why Seasonal Planning Matters Seasonal […]
Business Financing

6 min read

Why Small Business Loans Are Crucial for Modern Manufacturers

Modern manufacturers are changing the way the world thinks about industry. In 2025, these businesses will not just be working with tools and machines. They are using smart technology, automation, and global logistics to compete on a larger stage. But to keep up with this evolution, they need one critical element: access to capital. This […]
Small Business Management

3 min read

Navigating Small Business Challenges in 2025

Small business owners in 2025 are contending with a rapidly evolving economic landscape shaped by inflation, labor shortages, regulatory changes, and the relentless march of technology. While opportunities abound, the path to sustainable growth requires agility, strategic planning, and a willingness to embrace new tools and trends. Key Challenges for Small Businesses in 2025 Access […]
Small Business Management

3 min read

Why Financing Your Small Business Is Crucial—Even Amid Tariff Concerns

As a small business owner, it’s natural to feel uneasy when headlines are dominated by the rollercoaster of news over tariffs and economic uncertainty. Trade tensions, shifting markets, and global instability can make it seem like the best strategy is to hunker down and wait for the dust to settle. However, when it comes to […]
Small Business Management

2 min read

Weather Any Storm: The Top 3 Money Moves to Keep Your Small Business Secure

Economic downturns are an inevitable part of the business cycle, and small businesses are often hit the hardest. However, by taking proactive financial steps, you can fortify your business against economic uncertainty. Here are three key financial strategies to help secure your small business. To build a strong cash reserve: Ways to improve cash flow […]
Business Financing

5 min read

How Fast Loans for Convenience Stores Can Keep Your Business Running

Fast loans for convenience stores are more than just a financial tool—they’re a lifeline. In an industry where razor-thin margins and unpredictable expenses are the norm, the ability to secure capital quickly can mean the difference between thriving and closing shop. Unlike traditional bank loans bogged down by paperwork and long approval times, fast loans […]
Business Financing

4 min read

How Small Business Loans Can Support Your Growth This Spring

  Spring isn’t just about fresh blooms and warmer days—it’s also a season of opportunity, a chance for small businesses to shake off the winter slump and step into new possibilities. For business owners, spring represents a fresh financial start, a moment to reinvest, restock, and reimagine what’s possible. But seizing these opportunities often requires […]
Business Financing

6 min read

5 Reasons Convenience Store Loans Help Businesses Grow

Let’s talk about the backbone of American small business—the convenience store. Whether you’re running a bustling corner store in a city or a small gas station market in a rural town, one thing is certain: cash flow is king. But here’s the challenge—keeping shelves stocked, upgrading equipment, or even expanding your store takes money. And […]
Small Business Management

2 min read

Top 3 Advantages of Alternative Lenders for Small Business Growth

In today’s competitive market, small business owners often seek financing to expand their operations, purchase inventory, or cover cash flow gaps. While traditional bank loans and SBA loans have long been popular options, many entrepreneurs are turning to alternative lenders for faster, more flexible funding solutions. If you’ve been searching online for terms like “small […]
Business Financing

7 min read

How to Use Fast Loans for HVAC Business Growth and Expansion

Fast loans for HVAC business expansion have become an essential financial tool for companies looking to scale quickly, manage seasonal demand, and stay competitive in a rapidly evolving industry. Whether upgrading equipment, expanding service areas, or boosting marketing efforts, access to quick capital can make a significant difference. In today’s market, HVAC businesses face both […]
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