What We Offer

Secure the Best Funding for your Construction Company

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Build Your Construction Business with Working Capital from IOU Financial

Every project comes with expenses, and waiting weeks for financing isn’t an option. IOU Financial helps you keep work on track with fast and flexible funding. Our construction business term loans can help you:

  • Upgrade or replace heavy equipment and vehicles.
  • Cover payroll, materials, and operating costs.
  • Expand into bigger jobs or new markets.

Like a traditional line of credit, our tailored financial solutions give you fast funding and flexible options to help your business grow. We’ll take care of the funding while you take care of the job site.

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Small Business Loans and Funding Solutions for your Construction Business

  • Term Loans: Secure a lump sum of capital for significant investments. Repayment terms are fixed, providing predictable monthly payments.
  • Equipment Financing: Invest in heavy machinery, tools, or vehicles.
  • Project Expansion Loans: Take on larger contracts or multiple jobs with added capital.
  • Working Capital Loans: Smooth out cash flow to cover payroll, supplies, and daily expenses.
  • Refinancing Solutions: Consolidate or lower payments to keep more money in your business.
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How to Apply for Construction Business Funding

  1. Assess Your Needs: Decide how much funding you need and where it will make the biggest impact.

  2. Submit Your Application: Fill out our online form—it only takes about 3 minutes.

  3. Get Approved: We’ll review your application and provide a decision quickly.

  4. Receive Your Funds: Approved funds can be in your account in as few as 48 hours.

Get the Right Funding for your Construction Business Today

Apply now and secure the financing you need to keep your projects moving.

Why Choose IOU Financial for your Construction Business?

  • Funding tailored for contractors and construction companies.
  • Competitive rates with flexible repayment terms.
  • Quick 3-minute application and fast approvals.
  • Funds available in as little as 24 hours.
  • Trusted by thousands of small business owners nationwide.
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Mailing Address

IOU Financial Inc.
600 TownPark Lane
Suite 100
Kennesaw, GA 30144

1 (866) 217-8564