Financing Options

You've got a business to run.

We've got fast and affordable financing options to fuel your growth.

Term Loan

Get a Lump sum of cash with terms from 6 months to 5 years

Save interest with early repayment

Amounts from $10,000 to $1,000,000

Line of Credit

Get access to financing whenever you need it

Only pay for what you use

Amounts up to $500,000

Flex-Pay

Secure cash now from your unpaid invoices OR future sales

Repayment terms aligned with receivables OR driven by credit card sales

Amounts of $5,000 to $5,000,000

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Ready to get started?

Secure your funds in 3 easy steps.

1

Tell us about your Business

Take 3 minutes to tell us about your business needs and get pre-approved for a term loan, line of credit or flex-pay financing (does not affect your credit score).

2

Review your Options

You'll get a call from your dedicated IOU Business Growth Advisor to review and discuss financing options, usually within the same business day.

3

Secure your Financing

Complete the closing process online or over the phone and access your funds within 1 business day.

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Mailing Address

IOU Financial Inc.
600 TownPark Lane
Suite 100
Kennesaw, GA 30144

1 (866) 217-8564