What We Offer
Secure the Best Funding for Salons, Spas, and Wellness Centers
Boost Your Salon or Spa’s Growth with Working Capital from IOU Financial
IOU Financial makes it simple to access the working capital you need with term loans you can use to:
- Refresh and upgrade your space.
- Add new services or treatment rooms.
- Cover everyday operating expenses.
Like a traditional line of credit, our funding for salons and spas gives you fast funding and flexible options to help your business grow. We’ll work with you as a true partner to make sure you get the flexible funding your business needs.
Small Business Term Loans for Salons and Spas
- Term Loans: Secure a lump sum of capital for significant investments. Repayment terms are fixed, providing predictable monthly payments
- Equipment Financing: Upgrade chairs, spa tables, or wellness equipment.
- Business Expansion Loans: Open a new location or add treatment rooms.
- Working Capital Loans: Cover payroll, rent, and daily expenses.
- Refinancing Solutions: Consolidate debt or lower existing payments.
How to Apply for Salon or Spa Business Funding
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Assess Your Needs: Decide how much funding you need and what it’s for.
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Submit Your Application: Complete our simple online form in about 3 minutes.
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Get Approved: We review your application quickly and share a decision.
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Receive Your Funds: Approved funds can be deposited in as few as 48 hours.
Are you ready to invest in the future of your salon or spa?
Join us in fueling the growth of your small business.
Why Choose IOU Financial for Your Salon or Spa Funding?
- Industry-Specific Solutions: We understand the financial needs of salons, spas, and wellness businesses.
- Competitive Rates: Benefit from some of the best small business loan rates in the market.
- Quick and Easy Application: Apply in minutes and get decisions fast.
- Flexible Repayment Terms: Choose repayment options that fit your cash flow.
- Expert Support: Our team specializes in helping service-based businesses secure the right funding.
