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Talk to a real person who cares about your business.

Our team is always here to help you find the right funding for your small business.

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When we say we’re here for you, we mean it.

Running a business comes with a lot of questions. The good news is that you don’t have to figure things out alone. Reach out, and a real person from our team will help you get the answers and support you need.

Email

Support@IOUFinancial.com

Phone

(866) 217-8564, available
M–F 8:30am – 5:30pm ET

Corporate office

IOU Financial
600 TownPark Lane, Suite 100
Kennesaw, GA 30144

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Frequently asked questions

Quick Answers: Your Finance Questions Solved

Real answers from real people who want the best for your business.

IOU Financial operates an internet-based lending platform aimed at owner-operated businesses with daily sales. IOU Financial’s platform accepts applications from businesses to apply for 6, 9, 12, 15, or 18-month loans that range between $15,000 and $1,500,000 and that are repaid daily, weekly, or bi-weekly over the term of the loan directly out of the business’s bank account.

Our lending activities are subject to federal, state and local regulation. We must comply with applicable state laws, including state lending laws and licensing and disclosure requirements. IOU Financial is licensed and/or registered with all states in which we conduct business.

IOU Financial reserves the right to service all business loans originated through its lending platform or send them to an outside agency.

No. IOU Financial is not a merchant cash advance company. Our loans are true business loans with fixed terms and payments.

From 2008 to June 2015, IOU Financial operated as IOU Central in the United States. As of 6/1/2015, the U.S. subsidiary took the name of its Canadian parent, IOU Financial. IOU Financial is now headquartered in Atlanta, GA.

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