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Careers at IOU Financial

Join a team that believes in doing good work for good people.

At IOU Financial, we show up every day to help small businesses grow, steady themselves, and keep their dreams alive. The work matters, the people matter, and the impact is real. Our culture is built on kindness, trust, and the belief that a strong team can change the future for the communities we serve.

A place where your effort feels meaningful.

We believe people do their best work when they feel valued. Here, you’ll never be just a name on a roster. You will be part of something that helps real business owners succeed.

What it feels like to work here:

  • A team that roots for each other
  • A culture that mixes focus with fun
  • Moments that make the day brighter through shared wins and small traditions
  • A workplace where your personality is welcome
Employee Benefits

Taking care of you is part of our job.

We take care of people here. From the important stuff like health and retirement to the little things that make every day better, these are the benefits our team loves most.

Full benefits

Everything you need to stay healthy and supported.

Employee assistance program

Confidential support and resources that help you navigate life’s challenges, both at work and beyond.

Company 401K match

We chip in too, because your future matters.

Great salaries & vacation time

Good pay and real time off so you can actually enjoy your life.

Core value awards

A monthly shoutout for teammates who go above and beyond.

Employee marketplace

Deals on everything from groceries to getaways. Seriously, thousands.

Fun corporate culture

A team that laughs together, works hard together, and genuinely enjoys each other.

Nerf gun wars

Yes, it gets competitive. Yes, it is absolutely a highlight.

Team bingo

Our unofficial team tradition and always a ridiculous amount of fun.

Coffee, coffee, and coffee

Enough caffeine to power your whole to-do list and then some.

Spending and savings accounts

Choose from annual HSA or FSA options.

Life insurance and ST/LT disability

Employer-paid options along with voluntary add-on coverage.

We walk the walk.

Winning Best Places to Work Recognition since 2020.

Working at IOU

A company people are proud to work for.

Behind every number is a team that chooses to grow together. We invest in our people and support long-term careers through a culture of collaboration, balance, and commitment.

75+

Dedicated team members

A close-knit team that collaborates across roles, supports one another, and shows up every day for the small business owners we serve.

5 years

Average employee tenure

A culture that supports growth, balance, and long-term careers.

22%

Of employees with 10+ years at the company

We’re proud to retain teammates who are dedicated to the company’s long-term success.

About IOU

Get to know IOU Financial.

Learn more about who we are, what we value, and how we support the small business owners we serve.