Transform your business with IOU Partnerships.
Partnering with IOU means giving small business owners access to responsible capital from a lender who cares about the people behind every business. We keep the process simple, supportive, and transparent so you can focus on building long-lasting relationships. Since 2009, we have worked with partners who want to connect their clients to fair financing and a team that takes communication seriously.
Two ways to partner with IOU Financial.
We work with professionals who want to give their small business owners a clear path to responsible funding. Whether you prefer to manage the deal yourself or simply refer the opportunity, we support your workflow with fast responses, clear communication, and a team that genuinely cares about small business growth.
Built on relationships. Proven by results.
For more than a decade, we’ve worked alongside ISOs and referral partners to help small businesses access responsible capital. Our approach is simple: transparent programs, reliable execution, and long-term relationships that create repeat business and sustainable growth—for you and your clients.
ISO partners
Many of which we have had successful relationships with for years.
Loan amount maximum
One of the highest maximums in the industry.
Renewal commision
Full commission paid on full renewal amount, not just incremental capital.
Ready to grow your referral business?
Partner with a team that puts your clients first. IOU Financial offers a simple, transparent application experience and responsive support to help you close confidently and build lasting client relationships.