*Compared to a $100,000 1.32/12 month factor rate (MCA) with a $100,000 IOU Financial loan.
**% of applications passing RiskLogic score with qualified age, years in business, state and industry.
Our online business lending application takes only minutes, and you can receive funding in as little as 48 hours through our quick decision loan process.
THE IOU WAY
Providing you with the affordable capital to let your imagination drive your business!
MEET IOU FINANCIAL CUSTOMERS
“I really liked the service of IOU. The people weren’t pushy and just allowed me the time and the space to look at everything.”
“IOU follows through. It was a quick turnaround. In a matter of days, we were approved and we didn’t have to sign our lives away. We were told where to apply, what exactly we would need, and the money was available when they said it would be… simple, easy, and quick!”
“I have received two rounds of financing from IOU Financial, They make it very easy and extremely clear the terms and amount you pay in the end, there are no hidden fees, I will continue to use IOU Financial as are business grows, would never think of calling a bank, I will always call IOU first!”
“Take the time to talk to IOU. They actually listen and understand the needs and performance metrics of small businesses. These guys are the real deal and deserve your business.”
“We received our funding from IOU within days and it enables us to put newer product on our shelves more frequently. This gives us more reasons to engage with our target market on social media, attract new customers, and build relationships with loyal customers.”
Help is Here!
Ready to help talk through any questions, our team is dedicated to ensuring each customer receives the best service, from your initial application to your final loan payment. The IOU Financial friendly support team is ready to assist you in any way.