Smart Sheets & Guides
Smart Sheets are Excel based spreadsheets that allow simple data to transform for visualized business analysis. Use these along with our Business Guides to help you run your small business like a pro!
Business Budget Smart Sheet
Get a grip on your business budget with better planning and analyzing! Simple data entry transforms your numbers into results driven decision making.
Case Studies
See other small business owners take control over their opportunity to grow. Increasing marketing, expanding product lines, updating technology, and hiring new talent is just the beginning to how you could use capital to increase your revenue!

“IOU Financial and non-traditional lending is the best way to go. You don’t have to tie up your other pieces of collateral in your growth, and I really liked the service of IOU. The people weren’t pushy and just allowed me the time and the space to look at everything.”

“We went to a bank and tried the conventional route, but after about 6 months they told us we didn’t qualify. Luckily I was able to reach out to IOU Financial, and I qualified pretty quickly. ”

“We received our funding from IOU within days and it enables us to put newer product on our shelves more frequently. This gives us more reasons to engage with our target market on social media, attract new customers, and build relationships with loyal customers.”

“I have nothing but praise for the organization – not just the company itself, but the concept that businesses can go to a place like that. A bank can take months and months to get approved, and you have to sign your life away.”
What resources do you need to grow?
Give us a call, we can help with some lending awesomeness.
Featured Blogs
See the latest articles on how you can do anything from managing social media to finances.