IOU Financial provides affordable capital in as little as 24-48 hours. By instantly assessing the overall health of your business through proprietary technology, IOU Financial is able to put their expert team to work, taking you through every step of the lending process.
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Apply online to get pre-approval in minutes!
average saved by IOU Financial merchants*
of all IOU Financial applications**
Start your easy, on-line application to receive pre-approval in minutes and funding in as little as 24-48 hours.
Small Business Loan Consultants are industry experts, advising you on the best decisions for your business based on the overall health of your business. We take a wholistic approach to ensure you have the resources you need before, during, and after the lending process.
An incredible support staff paired with technology that streamlines the lending processes provides you with a fast and affordable lending experience.
“We went to a bank and tried the conventional route, but after about 6 months they told us we didn’t qualify. Luckily I was able to reach out to IOU Financial, and I qualified pretty quickly. ”
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“I really liked the service of IOU. The people weren’t pushy and just allowed me the time and the space to look at everything.”
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“We received our funding from IOU within days and it enables us to put newer product on our shelves more frequently. This gives us more reasons to engage with our target market on social media, attract new customers, and build relationships with loyal customers.”
“I have nothing but praise for the organization – not just the company itself, but the concept that businesses can go to a place like that. A bank can take months and months to get approved, and you have to sign your life away.”
*Compared to a $100,000 1.32/12 month factor rate (MCA) with a $100,000 IOU Financial loan. **% of applications passing RiskLogic score with qualified age, years in business, state and industry.