Affordable Small Business Loans | IOU Financial
Affordable Small Business Loans
Up to $500,000 to grow your business.

Schedule a Call with a Loan Consultant!

Instant pre-approval and funding in 24-48 hours!

IOU Financial, Loans Small Business, Kennesaw, GA



3-Minute Application, Pre-Approved in Seconds!

IOU Financial has fast, flexible small business loans, always there when you need them. Banks take weeks to decide if you qualify for financing. IOU Financial can deliver small business funding in as little as 24-48 hours.


Easy to Apply

With our automated small business loan process, businesses can know if their credit qualifies for an IOU Financial small business loan within minutes.

Affordable Rates

IOU Financial offers small business loan rates without the bureaucracy encountered with a bank and at a fraction of the cost of a merchant cash advance.

Fixed Loan Payments

Fixed automated daily or weekly payments means businesses don’t have to worry about managing cash flows to make next month’s payment.

No Upfront Costs

There are no upfront costs to apply for IOU Financial small business loans.

Loan Renewals

IOU Financial clients are eligible to apply for loan renewal once 40% of the loan principle has repaid. Benefits of a Renewal can be a higher loan amount or lower rate with good repayment history.

Save on Early Repayment

We are a simple interest lender – so you only pay interest on the unpaid principal balance every day.

Interested in learning how an IOU Financial loan can help you achieve your business goals?

Schedule a no-obligation call with one of our Loan Consultants today!

Small Businesses Love IOU Financial

Click the images to read how business owners in every industry are taking advantage of new opportunities to grow.

As a business owner you need to be one step ahead of your competition. Take a look at how others are increasing marketing, expanding their product lines, updating technology, hiring new talent, and so much more to add to their bottom line.


Smart Sheets are Excel based spreadsheets that allow simple data to transform for visualized business analysis. Use these along with our Business Guides to help you run your small business like a pro!

Business Budget Smart Sheet

Get a grip on your business budget with better planning and analyzing! Simple data entry transforms your numbers into results driven decision making.

7 Secrets to Small Business Success

Running your business takes a lot of work. Get expert advice on how you can best plan for the future and stay ahead of your competition!