GROW YOUR BUSINESS TODAY
Now Offering Small Business Loans in Canada!
Get Pre-Approved!
Up to $150,000 in fast, fair, affordable capital.

3-Minute Application, Pre-Approved in Seconds!
IOU Financial has fast, flexible small business loans are always there when you need them. Banks take weeks to decide if you qualify for financing. IOU Financial can deliver small business funding in as little as 24-48 hours.
With an A+ rating from the BBB, customers love to boast about our expert service. Read some of our customer testimonials on our blog!
We started this business in 2008 as a result of the credit crunch banks were putting on small business. Now, our proven product and focus on customer service fuels the growth of small business.
We provide small business loans that are truly built for the operations of a small retail/merchant driven business.
Using our RiskLogic Score, we analyze your business and give you a pre-approval in seconds. Applications get funded in as quickly as 24 hours.
As a business owner you need to be one step ahead of your competition. Take a look at how others are increasing marketing, expanding their product lines, updating technology, hiring new talent, and so much more to add to their bottom line.