Small Business Funding Made Easy | IOU Financial
SEE HOW MUCH YOU CAN BORROW
Select the amount you want to borrow
Select the appropriate loan term
Results
Loan Amount $50,000
Loan Term 12
Number of Payments 252
Daily Payments * $385 - $413
Total Payback * $96,940 - $104,140
CALCULATE YOUR SAVINGS

Select the number of months the loan will be paid off ahead of schedule


2 months

Total Savings**
$396

Think a risk-free small business loan could benefit your business? Get instantly prequalified, and complete the application in just 3 minutes!

Apply Now!

SMALL BUSINESS LOANS MADE EASY

Apply Online

Complete our online application in 3 minutes. Our friendly Small Business Loan Consultants are ready to assist you over the phone at 844-750-5468.

Instant Decision 

Know if you are pre-qualified in just seconds, and receive a loan offer within 24 hours.

Receive Your Funds

Receive money in your bank account in as little as 48 hours! Funding is available via ACH or wire.

IOU FINANCIAL – LOAN FEATURES

Fixed interest loans for 6, 9, 12, 15 or 18 months, repaid daily directly out of your business bank account.

Key Features
LOAN SIZE$5,000 - $150,000
TERM6, 9, 12, 15 or 18 Months
COSTRisk Driven
PAYMENTFixed
PAY PERIODDaily
PAYMENT METHODDirect Debit from Bank Account
SECURITYPersonal Guarantee
PRE-QUALIFICATION TIMEInstant
FUNDING TIME24 - 48 Hours

ANSWER YES, AND APPLY NOW FOR FUNDING!

Fit the qualification below to access affordable capital in as little as 24 hours!

DO YOU OWN AND OPERATE YOUR BUSINESS?

You must own at least 80% of your business or at least 50% if owned with a spouse.

HAVE YOU BEEN IN BUSINESS 1 YEAR?

You must own or have purchased a business that has been in operation for a minimum of 1 year.

DO YOU MAKE DAILY DEPOSITS?

Your retail/etail style business generates 10 or more deposits per month into your business bank account.

DO YOU HAVE AN ANNUAL REVENUE OF $100,000+?

With an average ending balance of $3,000 per day in your business bank account.

HAVE QUESTIONS?

Talk to one of our Small Business Loan Consultants, available Monday through Friday, 9am-5pm EST, and get pre-qualified in minutes,!

1-844-750-5468

CUSTOMERS USING IOU FINANCIAL TO GROW THEIR BUSINESS

47 %

Purchase Equipment

18 %

Business Expansion

16 %

Temporary Cash Flow

14 %

Purchase/Build Inventory

5 %

Other*

*Includes hiring new staff, marketing campaigns, employee health benefits, and training