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Affordable Small Business Loans at the Speed of Opportunity

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IOU Financial is endorsed by Kevin O'Leary

SMALL BUSINESS LOANS

3-Minute Application, Pre-Approved in Seconds!

IOU Financial’s fast, flexible small business loans are always there when you need them. Banks take weeks to decide if you qualify for financing. IOU Financial can deliver funds in as little as 24-48 hours.

A TRUSTED LENDER

Endorsed by Kevin O’Leary of ABC’s Shark Tank for our Honest, Direct approach and great value. We are A+ rated by the Better Business Bureau and featured in USA Today, INC. Magazine and The Wall Street Journal.

BUILT BY SMALL BUSINESS FOR SMALL BUSINESS

We started this business in 2008 as a result of the credit crunch banks were putting on small business. Now, our proven product and focus on customer service fuels the growth of Small Business.

WE PRE-APPROVE 85% OF ALL APPLICATIONS

We provide a small business loan that is truly built for the operations of a small retail/merchant driven business.

FUNDING AT THE SPEED OF OPPORTUNITY

Using our TrueCheck Score, we analyze your business and give you a pre-approval in seconds. Applications get funded in as quickly as 24 hours.

FEATURES & BENEFITS

Easy to Apply

With our automated loan process, businesses can know if their credit qualifies for an IOU Financial small business loan within minutes.

Affordable Rates

IOU Financial offers small business loans without the bureaucracy encountered with a bank and at a fraction of the cost of a merchant cash advance.

Fixed Daily Loan Payments

Fixed automated daily payments means businesses don’t have to worry about managing cash flows to make next month’s payment.

No Upfront Costs

There are no upfront costs to apply or qualify for an IOU Financial small business loan.

Loan Renewals

IOU clients are eligible to apply for loan renewal once 40% of the loan principle has repaid. Benefits of a Renewal can be a higher loan amount or lower rate with good repayment history.

Save on Early Repayment

We are a simple interest lender – so you only pay interest on the unpaid principal balance every day.

OUR CLIENTS LOVE IOU FINANCIAL

Mark Bruno

“I have received two rounds of financing from IOU Financial, They make it very easy and extremely clear the terms and amount you pay in the end, there are no hidden fees, I will continue to use IOU Financial as are business grows, would never think of calling a bank, I will always call IOU first!”

Mark BrunoFender Mender
Chales Hickey, DVM
“IOU Financial let us get working capital with an easy application, repayment option, and a quick response. We have used this company a couple times over the past 3 years.”
Chales Hickey, DVMShort Pump Animal Hospital

IN THE NEWS

 
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IT’S ALL SECURE

IOU Financial, Loans  Small Business, Kennesaw, GA

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